.policy-hero{position:relative;overflow:hidden;padding:138px 0 82px;background:linear-gradient(135deg,#eff6ff 0%,#f8fafc 48%,#ecfdf5 100%);border-bottom:1px solid var(--border)}
.policy-hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(37,99,235,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(37,99,235,.05) 1px,transparent 1px);background-size:48px 48px;mask-image:linear-gradient(to bottom,black,transparent)}
.policy-orb{position:absolute;border-radius:50%;filter:blur(2px);opacity:.6}
.policy-orb-one{width:280px;height:280px;right:-70px;top:40px;background:radial-gradient(circle,rgba(37,99,235,.23),transparent 68%)}
.policy-orb-two{width:230px;height:230px;left:-80px;bottom:-90px;background:radial-gradient(circle,rgba(34,197,94,.2),transparent 68%)}
.policy-hero-inner{position:relative;z-index:1;max-width:900px;text-align:center}
.policy-icon{display:grid;place-items:center;width:58px;height:58px;margin:0 auto 20px;border-radius:18px;color:#fff;background:linear-gradient(135deg,var(--blue),#38bdf8);box-shadow:0 16px 38px rgba(37,99,235,.25);transform:rotate(-4deg)}
.policy-icon svg{width:28px;height:28px}
.policy-kicker{margin:0 0 13px;text-transform:uppercase;letter-spacing:.16em;font:800 13px Manrope,sans-serif;color:var(--blue)}
.policy-hero h1{max-width:760px;margin:0 auto 20px;font-size:clamp(42px,6vw,72px);line-height:1.02;letter-spacing:-.05em;color:var(--navy)}
.policy-intro{max-width:750px;margin:0 auto;color:var(--text-muted);font-size:19px;line-height:1.75}
.policy-meta{display:flex;justify-content:center;flex-wrap:wrap;gap:12px;margin-top:30px}
.policy-meta span{display:flex;align-items:center;gap:8px;padding:10px 14px;border:1px solid rgba(148,163,184,.35);border-radius:999px;background:rgba(255,255,255,.72);color:#475569;font-size:14px;font-weight:600;backdrop-filter:blur(8px)}
.policy-meta svg{width:16px;height:16px;color:var(--blue)}
.policy-section{padding:76px 0 110px;background:#fff}
.policy-layout{display:grid;grid-template-columns:230px minmax(0,790px);gap:76px;justify-content:center;align-items:start}
.policy-nav{position:sticky;top:116px;display:flex;flex-direction:column;gap:6px;padding:22px;border:1px solid var(--border);border-radius:20px;background:#f8fafc}
.policy-nav span{margin:0 0 8px;padding:0 10px;color:var(--navy);font:800 13px Manrope,sans-serif;text-transform:uppercase;letter-spacing:.1em}
.policy-nav a{padding:9px 10px;border-radius:9px;color:#64748b;font-size:14px;line-height:1.35;transition:.2s ease}
.policy-nav a:hover{background:#fff;color:var(--blue);box-shadow:0 4px 14px rgba(15,23,42,.06)}
.policy-content{min-width:0}
.policy-summary{display:flex;gap:18px;padding:24px 26px;margin-bottom:52px;border:1px solid #bfdbfe;border-radius:20px;background:linear-gradient(135deg,#eff6ff,#f0fdf4)}
.policy-summary>svg{flex:0 0 auto;width:24px;height:24px;color:var(--blue)}
.policy-summary strong{display:block;margin-bottom:5px;color:var(--navy);font:800 17px Manrope,sans-serif}
.policy-summary p{margin:0;color:#475569;line-height:1.7}
.policy-block{position:relative;padding:0 0 44px;margin-bottom:44px;border-bottom:1px solid var(--border);scroll-margin-top:120px}
.policy-block:last-of-type{margin-bottom:52px}
.section-number{display:inline-block;margin-bottom:10px;color:var(--blue);font:800 13px Manrope,sans-serif;letter-spacing:.12em}
.policy-block h2{margin:0 0 17px;font-size:clamp(25px,3vw,34px);line-height:1.18;letter-spacing:-.03em;color:var(--navy)}
.policy-block p,.policy-block li{color:#475569;font-size:17px;line-height:1.8}
.policy-block p{margin:0 0 15px}
.policy-block p:last-child{margin-bottom:0}
.policy-block ul{display:grid;gap:13px;margin:20px 0 0;padding-left:23px}
.policy-block li::marker{color:var(--blue)}
.policy-block strong{color:#1e293b}
.policy-contact{scroll-margin-top:120px;display:flex;align-items:center;justify-content:space-between;gap:28px;padding:34px;border-radius:24px;background:linear-gradient(135deg,#0f172a,#172554);box-shadow:0 24px 55px rgba(15,23,42,.18)}
.policy-contact span{color:#93c5fd;font:800 12px Manrope,sans-serif;text-transform:uppercase;letter-spacing:.12em}
.policy-contact h2{margin:7px 0 8px;color:#fff;font-size:28px}
.policy-contact p{margin:0;color:#cbd5e1;line-height:1.6}
.policy-contact .btn{flex:0 0 auto;display:inline-flex;align-items:center;gap:9px;white-space:nowrap}
.policy-contact .btn svg{width:17px;height:17px}
@media(max-width:900px){.policy-layout{grid-template-columns:1fr;gap:35px}.policy-nav{position:static;display:none}.policy-section{padding-top:54px}.policy-contact{align-items:flex-start;flex-direction:column}}
@media(max-width:560px){.policy-hero{padding:120px 0 64px}.policy-hero h1{font-size:42px}.policy-intro{font-size:17px}.policy-meta{align-items:center;flex-direction:column}.policy-section{padding-bottom:75px}.policy-summary{padding:21px 19px}.policy-block p,.policy-block li{font-size:16px}.policy-contact{padding:26px 22px}.policy-contact .btn{width:100%;justify-content:center}}